The Financial Independence that I don’t like, and the one that I do

There is a widespread concept of Financial Independence that I don’t like, and it would be more or less this:

Albert reads Kiyosaki and his “rich father, poor father”, and likes the concepts of “rat race”, “passive income vs. income from work”, “financial independence”, etc.

From there, Albert concludes that to be happy, he has to earn enough money to stop working and live on income at 50.

While the concepts of Kiyosaki do not dislike me at all, the conclusion that Albert draws seems terrible to me:

*At the income level, wanting to maximize them will lead you to look for work that allows you to earn more money, not the one you like to do. And probably, to take a sack of hours, and to sacrifice any personal issue in order to prosper at work.

*At the expense level, scissors for everything; euro that catch, euro that save. Going out is expensive, vacations are expensive, maybe even children are expensive …

If he is lucky, Albert will have a life of shit until 50 (pity of his best years), and then he will be able to live without working … which will seem very desirable after spending years taking a sack of hours to a job that does not like but for that, you need to have saved a lot of money and that the…